Perfect for low value, short term loans
Our buyback service is a way for you to raise money against an item of jewellery for a short period of time with a fixed sum repayment. A buyback is an alternative to a pawnbroking loan for low-value items over a shorter period of time.
With a buyback, there is no need for a credit check as all buybacks are against the value of your jewellery. If agreed, you would have 28 days to repay the buyback and collect your items from one of our stores. We borrow from as little as £5 and offer a much more competitive rate than any other high street rivals.
No, all fees are discussed at the beginning of the process. So you know the exact amount you need to repay. We don’t charge a joining fee and we certainly don’t charge a docket fee.
Loans starts from as little as £5 on a buyback. The loan amount is dependant on the value of your jewellery. For example, in the past, we have loaned a customer £50 for a 9 carat yellow gold curb bracelet weighing 4 grams and we loaned a customer £100 for a 9 carat yellow gold 0.25ct diamond solitaire ring. Loan value can be based on weight or resale value. As with all loans, we always recommend our customers borrow the minimum amount required.
As a buyback is money borrowed against your jewellery, we would take ownership of your items should you not repay the balance. In the event you’re struggling to repay on time, we ask you simply get in touch and our team will help tailor a solution to your needs.
No, as you’re borrowing against your jewellery we don’t need to perform any credit checks or pass along your information to a 3rd party business should there be late repayments. Any buyback against ourselves won’t appear on your credit history, and all customers and jewellery is considered.
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