A Lay-Away plan is a method of purchasing an item over a longer period of time and you receive the items as soon as you’ve cleared the full balance. Using a Lay-Away plan allows you to put a deposit on one or several items so nobody else is eligible to purchase it. You then have a certain period of time to pay off the remaining balance, once paid your items will be shipped to you.
Q) Are there any credit checks with a Lay-Away Plan?
A) No, there are no soft or hard searches on your credit file. As you only recieve the items once the balance is cleared, there’s no need for us to check your financial situatuation.
Q) Can I cancel my order should I start a Lay-Away?
A) Yes, you may cancel your plan at anytime however please note we do class 20% of the items value as a non refundable deposit. Everything paid above the value of 20% will be refunded to you should you decide to cancel.
Q) Can my item be sold whilst I’m making payments towards it?
A) No, once a deposit of at least 20% has been made, we remove this from our sales channels and keep it to one side for you!
Q) Are there any interest fee’s, late fee’s or hidden fee’s?
A) No, we don’t charge late fee’s or any additional costs. We may terminate the Lay-Away plan should payment be 30 days late, in which case we keep the 20% non refundable deposit and refund the remaining balance.
Q) How flexible is a Lay-Away plan?
A) It depends on your requirements. We typically allow a Lay-Away for between 1 – 6 months however if it’s a high valued item and you require more time to clear the balance or would like a specific paying date etc, we can create a taliored Lay-Away for you.
Q) Is this online only?
A) No, we can offer this both in store and online.
Q) Can I have my items early or after 50% of the value has been paid off?
A) Unfortunately not, we can only send out any items once the full balance has been cleared.
“Jollys has helped me purchase the perfect engagement ring and thanks to their Lay-Away plans, I was able to comfortably afford the ring over a period of time that suited me”